Penfed cli myfico.

Current exposure with PenFed is 25k on two CC's - 1 (15k) - 1 (10k). Income 101k I was told by credit analyst supervisor that 25k is - 4771910 - 2My credit line went from $3500 to $20000 with a hard pull. Since hard pulls fro Penfed are good. for 30 days, I decided to request a CLI on my other Penfed Power Cash Rewards and my CL went from $3500 to $20000. It looks like 2023 is going to be a good year. Thanks to everyone on the forum who have helped me in my credit endeavors.PenFed Gold CLI. Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card that gets no use and with all the other changes I have been making on my reports over the last month or so. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023.Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. They - 6515068

1/2022: PenFed CLI: opened 2/2021 and received 'auto CLI' to $10k from $2500. This was a strange one.... [I logged into my account to make a transfer when I saw an application pending and a note indicating 'documents were needed to finalize'.

Decided to ask for a CLI today, went to a loan officer, is this something normal for them? I remember apping for my Travel card for them it went to an officer and was not instant. I think im coming up to 2+ months with the …Just about at 90 days since originally approved for Promise at 10k. Asked for a CLI last month and it was a giant NO and told me to try again in 6 months. Requested another on Friday online and it went right to review. SO today I checked and it was still in review. DECIDED to call and see if they n...

UPDATE: This was a HP on EQ. I app'd on a Sunday and it went to UW on Monday for approval. The HP did not show up until Tuesday. I have Pen Fed for about 6 years now. I had 2 CC accounts @$5k each. I combined into 1 CC for $10K in 2016. I requested a CLI and was denied because I had too much...So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going to - 5644509I was checking my balance on my Penfed Power Cash and saw the CLI button. I saw it would be a hard pull but I gave it a shot. It came back approved for $20,000. My CL went from $3500 to $20000. Happy Merry Christmas to me. Thanks to. everyone here who helped me along on my credit finding journey. Penfed Credit Line Increase. Message 1 of 21.Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little. Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715. Have been with them almost 3 yrs now, with savings, PLOC, and a PL.First PenFed approval was 12 months ago. Missed a CLI months back after a 2nd PenFed Card Approval where a double dip chance didnt bare out that time. This time i requested strictly on this very first card again. Instantly Approved and matches the 3rd approved card a few months ago which is the Platinum. Documents came thru today to …

Logged in to check my Penfed statement and my limit was increased from 10k to 21k! Too darn exciting to not share. I used a BT check in - 6573786 - 2 ... Congrats on the auto CLI with PenFed > Message 16 of 16 3 Kudos Reply ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks ...

Re: Penfed CLI app Soooooo, I can't see in the desktop viewer, but in the mobile app it already shows in the accounts a shiny new 5k PLOC!!!! Message 7 of 15

Starting with Penfed in August of 2017 ($10K SL Power Rewards) and last month got an email for another $5K to open another card or add it to my existing limit. Opted to add the 5K to the same card and am sitting at $15K. My scores have went up pretty significantly since I started with them (677 t...First, I can definitely confirm that the cli I received on my PenFed Gold card was indeed a SP. I receive a letter via snail mail from PenFed indicating that they had took it upon themselves to increase my limit. Now...Monday I asked for a cli on my PCR card. Last increase was in Feb 2022 for only $1k and involved a HP.A variable APR of 20.49% - 29.24% on balance transfers and purchases after the introductory period ends. Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary. Raise your credit limit.Just for grins I also asked for a CLI on my Gold sock drawer card and got another quick denial. PenFed pulls Equifax and looks at FICO 9 (Classic). My Eq9 was 772 on Aug 1, when I pulled my reports. If they send me something saying what it was the moment they pulled it, I'll edit this post to include it. New accounts 8/24, 3/12, 1/6I opened my power cash rewards card in October 2017 with a cedit limit of 10K. Just got my quarterly offers and had my choice of any of their cards with a CL of 34.2K or a credit limit increase to my power cash card. I took the increase to 44.2K. My FICO 9 from Penfed was 767. You started with a $10,000 limit on your PCR,

Re: Surprise auto CLI from Penfed. Logged in to check my Penfed statement and my limit was increased from 10k to 21k! Too darn exciting to not share. I used a BT check in June to max out my 10k and paid it off within a month. Idk if this triggered something. I always carry a 0 balance except that one month.From myfico.com EQ Score: (Nov 8rd, 2021) From myfico.com EQ Fico 8 795, Fico 9 806 | TU Fico 8 820, Fico 9 823 | (from experian) EX Fico 8 782, Fico 9 804 Oct 2021 AoOA 19 years, 6 months, AAoA 6 years, 11 months. ... Penfed CLI Approved Congrats on your CLI! Current FICO 8:Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and I was expecting a decline or a meager CLI. They increased that limit to $12,000! I could not believe it. Not wanting to waste the HP, I went ahead and requested ...Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 2A few months ago, I saw a 6K new card/CLI offer in "Your Offers". I disregarded. Last month it increased to 11K. Disregarded again. The other day it pops up 19K. New limit: 47K. Never had a limit over 30K before, ever. Never thought I would, either!

I applied and was approved for the Platinum Rewards Signature Visa at the end of September with a $5000 SL. Reconned a few days later and was approved for a $10,000 increase taking my credit line to $15,0000. My Chase Ritz card finally reported with it's $20,000 limit so I requested a CLI on Friday,...myFICO® Forums; Types of Credit; Credit Card Applications; Re: PenFed CLI; Options. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current User; Bookmark; Subscribe; Mute;

I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 2Re: PenFed CLI. Unfortunately, they no longer merge or combine accounts. Getting to $25K might take some time all things considered and profile-dependent. Since your first card appears to have started a bit on the low end, I would give things time. Potentially, you can ask for a CLI since your card is ~6 months (personally I'd wait …Re: PenFed CLI This could be one of those "We're transitioning from one process to the other" or it could be "The account isn't eligible at this time" To be honest, I haven't been with them long enough to know but suffice to say my accounts are 2 months and 3 months old and I have the option on both.Re: PenFed Power Cash Rewards CLI 3500 ---> 7500. What I was waiting for: Below $5000 CL is not Signature, so my original card was a plain Visa. I had read from some folks that after receiving a CLI above that threshold, request a replacement card and it should be branded Signature. Sure enough, this is correct. Congratulations!Penfed is just weird. I did a pre-qual in June. I didn't take it further. Their weirdness is not worth my time right now. - 6706725 - 2Current exposure with PenFed is 25k on two CC's - 1 (15k) - 1 (10k). Income 101k I was told by credit analyst supervisor that 25k is max - 4771910 ... myFICO® Forums; Types of Credit; Credit Card Applications; PenFed - CLI Denial - Data Point ...Just got the approval for another $5,000 on Plat Signature Rewards Visa! New limit is $25,000 (now my highest). Card is just barely 3 months old. Opened 9/23/16. This is the 3rd increase I've received. Original SL was $5,000. Got a $10,000 increase first week of October, $5,000 increase mid November...So, I just became a member of Penfed today and opted to apply for the Power cash rewards. I was approved for a pretty low limit of 2500. So - 4950380Hi all, So I have had my PenFed account since May (Visa Rewards) but they only started me with a limit of $9,500 - My USAA MC is $24k and - 722570 ... myFICO® Forums. Sign In Help. ... Credit Cards; PenFed CLI?

Jun 28, 2020 · Re: Penfed - when to ask for 1st CLI? Normally I suggest waiting 6 months, but with covid, banks/cu's have seen large abilities to not pay. So you may be better of waiting closer to 9-12 months unless they preapprove you from a SP review.

Re: Penfed conditionally approved. I did mobile deposit! 7 day hold so on 6/22. stats are, AAoA 4 years, EQ Fico8: 841, Income 590k, utilization on cards 1%, total available credit 1.1M (including AU for 140k). Honestly I had forgotten about Penfed, and was bored at work so I decided to join again and apply.

I got my PCR Visa with PenFed this past November 2020. Put a decent amount of spend on it every month (+/-$1k) and I PIF every month. My SL/Current Limit is $12k, so I thought I'd try for a CLI. Current UTI is 5% across all cards, my EQ 9 score is 786. I applied for a CLI yesterday and got only $3k....if you weren't graced with an extremely rare extremely early 0-1 month CLI from their highest bucket venture X level accounts, you'll likely have to wait the full 6 months/statements before a CLI will be granted. just keep trying every time a statement generates as it's just a SP based on their account pulls.Throughout, my scores were north of 800, and my income was, well, less than 'too much', but beyond 'adequate'. 2023 Goal: save 3 months' net income. Starting FICO8: 666 (give or take a FICO) [ Last INQ 22-Oct-2022 ] EQ. 811.Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifi...Penfed CLI App Glitch For the past few days, the credit line increase application link on penfed's website hasn't been working. Once you click Request Credit Line Increase, it takes you to the next page to confirm/edit contact information but then you're not able to move past that screen.Applied for Penfed Sig Rewards 2 week ago and was approved with a $5K SL and denied a PLOC. Decided to apply for CLI as they will soft - 4270505 - 2Both of my NFCU and Penfed cards will hit 90 days next week. When should I try for my first CLI? I have GoRewards @3300 & Penfed Siggy @ - 5238866M-Smart mentioned in a post that a cli request with penfed is most effective 9 months to a year in. I have 2 PenFed credit cards, one has the button, one doesn't. I don't think it's meaningful, as I doubt that I could get a CLI on either. Total revolving limits 738200 (622200 reporting) FICO 8: EQ 725 TU 723 EX 700. Message 6 of 9.Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifi...Ive been lurking on Reddit. :) Since This summer when I fought for the PenFed promise on recon, ive opened the A+ for $6k and AX Plat 75K sign on. Otherwise, just being. Decided to ask PenFed for my $1k Total CL Promise for the first CLI. Yay! UTL 5% overall, highest balance 5% on single card. ...

if you weren't graced with an extremely rare extremely early 0-1 month CLI from their highest bucket venture X level accounts, you'll likely have to wait the full 6 months/statements before a CLI will be granted. just keep trying every time a statement generates as it's just a SP based on their account pulls.I applied for a cli on my Penfed Platinum Rewards Visa online. The application was referred to a loan officer. I logged in about 20 minutes later saw that I was approved. CLI 14.5K to 20K. Penfed matched the limit on my Amex SPG. I don't know if that was a coincidence. I have higher limits on ot...Well I had to take a HP to get a small (IMO) cli from Penfed. I called in to do it this time as opposed to doing it online. The csr asked if this was for a BT to which I said yes. I asked before she took app if I could cancel if their was a problem using the hp from 5/21/16. She said yes and too...Instagram:https://instagram. tboi sacrifice room4 beech place warren njnina volyanskaseven hills day center The result of the credit card application, PenFed gave a conditional approval but when I inquired further it was an approval for a different card - Power Cash Visa Card with only a $1,200 CL at the highest interest rate. When I called this morning and spoke with the CSR, I asked for reconsideration of a higher limit and lower interest rate ... pick n pull tullahomawoodbine entries equibase Re: Penfed CLI process question. @805orbust wrote: @Cashbackjunky I did but I chickened out. I took out a car loan with them in June to buy a new minivan for my oldest daughter and her useless husband after they had child #3 in 4 years. (Having that unsigned Penfed check made it SO much easier to shop and close on the fly) It was still …Current exposure with PenFed is 25k on two CC's - 1 (15k) - 1 (10k). Income 101k I was told by credit analyst supervisor that 25k is max - 4771910 ... myFICO® Forums; Types of Credit; Credit Card Applications; PenFed - CLI Denial - Data Point ... how to reset my biddeford electric blanket Congratulations on DC's PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24): Banks & CUs: Message 6 of 12 1 Kudo raisemysc0re. Established Contributor ... All FICO ® Score products made available on myFICO.com include a FICO ...Just for grins I also asked for a CLI on my Gold sock drawer card and got another quick denial. PenFed pulls Equifax and looks at FICO 9 (Classic). My Eq9 was 772 on Aug 1, when I pulled my reports. If they send me something saying what it was the moment they pulled it, I'll edit this post to include it. New accounts 8/24, 3/12, 1/6Re: PenFed CLI (Thrifty Credit Service) @KennyRS wrote: So, since I'm still in the garden and really have no intentions of leaving for a while I decided to call up PenFed and ask if with the offers I've received, can I do the pre-approval for the thrifty credit service as just an increase on my current account.